Products

Our Offerings


Waveline has an extensive range of products tailored to meet the rapidly evolving needs of micro and small businesses and individual borrowers. WGP has registered the name Credit Flex as a trademark name for its lending products. All our loans feature:

  • Convenience -Minimal documentation
  • Affordability -Competitive pricing
  • Transparency -No hidden costs and fixed periodic repayments
  • Speed -Prompt disbursement once all documents are submitted, subject to satisfactory due diligence checks
  • Service -Assistance with account opening processes as needed

Group Flex

Group loans to micro entrepreneurs: self-formed groups of between 10 and 20 customers, with repayments on a weekly basis.

Micro Flex

Our individual micro business loans, with daily repayment.

Salary Flex

We enable you to buy that asset or home appliance or simply meet a pressing cash need with affordable and convenient deductions from your salary.

SME Flex

Empowering SMEs through enhancing their working capital or fixed assets

Flexi Loan

Your need doesn’t fit into any of the above? Talk to us about our Flexi Loan Option to meet personal needs


First Monie

We are also a licensed First Monie agent, the agent banking platform of First Bank, Nigeria’s largest bank.